The costs of fertility treatment depend on the necessary treatment and the individual situation. While many clarifications, as well as hormonal treatments and inseminations, are covered by basic health insurance under certain conditions, the costs of artificial insemination using IVF or ICSI in Switzerland usually have to be borne by the patient themselves.
Insemination (IUI, intrauterine insemination) is a proven and gentle treatment for an unfulfilled wish to have children. It is particularly suitable for slightly reduced sperm quality, unexplained infertility, and for women with open fallopian tubes.
At our fertility clinic in Zurich, we perform inseminations tailored individually to the natural cycle or after mild hormonal stimulation.
Medical clarifications for unfulfilled desire to have children are covered by basic health insurance in Switzerland under certain conditions. These include, for example:
For women under 40, basic health insurance usually covers the costs of hormonal treatment for up to 12 months, as well as up to three insemination cycles, provided there is a medical indication.
After a pregnancy, entitlement to the corresponding services may arise again under certain conditions.
The deductible and co-payment must be borne by the patient themselves. Depending on supplementary insurance, further services related to fertility treatment may be covered. It is therefore worthwhile to check individual insurance coverage.
Even for women over 40, certain clarifications and treatments may be covered by health insurance. However, cost coverage must be reviewed individually.
After an initial consultation at our fertility clinic, we can apply for a cost guarantee from your health insurance if required. Depending on the situation, additional examinations or hormone levels may be necessary to assess the chances of success of a treatment.
In contrast to hormonal stimulations and inseminations, the costs of IVF or ICSI treatment in Switzerland are generally not covered by basic health insurance.
An IVF cycle with embryo transfer costs CHF 5,700.– at our fertility clinic.
Additionally, depending on the individual treatment, further costs may arise, for example for:
Since the required medication dosage and additional laboratory services vary individually, the total costs of an IVF or ICSI treatment cannot be stated as a lump sum.
It is important to us that you know what costs to expect before starting fertility treatment and which services may be covered by your health insurance.
We would be happy to discuss your personal situation, the possible treatment steps, and the associated costs during a non-binding initial consultation.
Arrange an appointment at our fertility clinic – we will be happy to advise you personally.
The costs depend on which investigations and treatments are necessary. While many examinations and certain fertility treatments can be covered by obligatory health insurance, other treatments such as IVF and ICSI must generally be paid for privately. Before starting a treatment, we will inform you transparently about the expected costs.
Hormonal treatments for unfulfilled desire to have children are often covered by obligatory health insurance if there is a corresponding medical indication. We are happy to submit a request for a guarantee of cost coverage to your health insurance provider if required.
In Switzerland, up to three insemination cycles per pregnancy are covered by obligatory health insurance if there is a corresponding medical indication. Accompanying examinations and hormonal stimulation can also be covered benefits under certain conditions.
No. As a rule, the costs of IVF or ICSI treatment are not covered by obligatory health insurance in Switzerland. The treatment must therefore usually be paid for privately. However, certain preliminary investigations can be covered by basic insurance.
In addition to the actual IVF or ICSI treatment, costs may arise for medication, anesthesia or sedation, cryopreservation and storage of embryos, as well as subsequent cryotransfers. Additional genetic tests can also cause further costs. Before the start of treatment, we will inform you which services are likely to be necessary in your personal situation.
In a cryotransfer, a previously frozen embryo is thawed and transferred into the uterus. The costs include, among other things, the preparation and monitoring of the cycle, the thawing of the embryo, and the embryo transfer. The current price is approximately CHF 3,000.
The costs for IVF or ICSI treatment with preimplantation genetic testing are generally not covered by obligatory health insurance. Depending on the genetic question, individual preliminary diagnostic examinations may possibly be covered benefits. Before a PGT, you will receive a transparent cost overview from us.
Social freezing for non-medical reasons is not covered by obligatory health insurance. The costs for hormonal stimulation and medication, egg retrieval, freezing of the oocytes, and their storage must be taken into account. The costs are approximately CHF 6,000.
Medically necessary investigations for unfulfilled desire to have children are often covered by obligatory health insurance. This can include, for example, hormone tests, ultrasound examinations, the investigation of fallopian tube patency, or examinations of the male partner. The coverage of costs depends on the respective examination and the individual situation.
The assumption of costs by obligatory health insurance can depend on age and the respective treatment or indication. We are happy to submit a request for a guarantee of cost coverage for you.
Yes. Transparency is important to us. Before you begin a fertility treatment that must be paid for privately, we will inform you about the likely costs incurred. This way, you know which expenses to expect even before the start of treatment.